First Online Instant Approval
500,000 Customers
No Payment Fees
Flexible Payments
A quick & transparent process.
We have
a simple online
application:
Check your rates
It takes just a few minutes to provide us with your information.
Sign your contract online
Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.
Funds as soon as tomorrow
Money can be directly deposited into your bank account as soon as the next business day.
Calculate Our Rate
Things to know about our costs
Transparent and fair costs, with no hidden fees
Flexible with your repayments
Reschedule payments up to five days for free and within your loan term, we just need 24 hours notice.
No early payment fees for your loan
So you can pay your loan off sooner and you’ll save on interest.
Fast online instant approvals
We provide online instant cash loans with quick approval that suits you.
A quick & transparent process.
We’ve built a secure & personalized experience
Checking your rates won’t affect your credit score
Our rates are often lower than the banks
We have simple online application
No early repayment fees, no hidden charges
Things to know about our costs
Building a brighter financial future
Home Improvement
Home is an important part of life, get a home improvement loan.
Student Loans
A student loan can help students pay for post-secondary education.
Car Purchase
Use our car loan and calculate auto payments over the life of your loan.
98% of our customers left satisfied
You’re in good company
Chinedu Okafor
“Kadmagnate handled our financing with real professionalism. Clear terms, quick turnaround, and a team that understood our business.”
SME Owner, Lagos
Aisha Bello
“What stood out was the transparency. No hidden surprises, and they kept us informed at every step.”
Operations Lead, Abuja
Oluwaseun Adeyemi
“Responsive, reliable and genuinely helpful. We have gladly recommended them within our network.”
Director, Ibadan
N803 million
Loans have been approved since 2009
5,000+
Happy customers today
Resources that put you in control
Benefits to meet your needs
Personal Loans
Whether you want to drive off in a new car, improve your home or refresh your finances, a personal loan from Santander could help to make your plans a reality…
Get up to N500,000 with basic information
Easy Online Application
Fast Decision
Cash Provided in just days
All Credit Scores Considered
Small Business Loans
Whether you want to drive off in a new car, improve your home or refresh your finances, a personal loan from Santander could help to make your plans a reality…
Get up to N2,000,000 with basic information
Easy Online Application
Fast Decision
Cash Provided in just days
All Credit Scores Considered
Commercial Financing
Whether you want to drive off in a new car, improve your home or refresh your finances, a personal loan from Santander could help to make your plans a reality…
Get up to N5,000,000 with basic information
Easy Online Application
Fast Decision
Cash Provided in just days
All Credit Scores Considered
Tools to help you
reach your financial
goals
Tools to help you
reach your financial
goals
Tools to help you
reach your financial
goals
Ready to get started?
Need more help?
Feel free to ask us about it!
Live help
Get an answer on the spot. We’re online 8am – 7pm Mon to Fri and 9am – 3pm on Sat and Sun.
Call us
anytime during business hours.
0815 543 8687
0805 950 9714.
See our FAQs
See answers to questions on how to use our services
Getting a loan
Call us